Investment

How to Calculate the Payback Period in Excel

The payback period is the time it takes for a project to recover the investment cost. For example, if you invest $100 and the returns are $50 per year, you will recover your initial investment in two years.

How to Calculate the Payback Period in Excel, illustration

Invest in Ethereum

Ethereum

Investing in Ethereum is a good alternative for people interested in disrupting innovations with high growth potential and cryptocurrencies in general, and be willing to accept the inherent high price volatility.

Investors in cryptocurrencies are advised to diversify it’s portfolio, and only invest money if they are able to afford capital losses in the case of short term price fall. Anyway, Ethereum is a promising technology in the long term.

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Index Funds

Index Fund

Index investing is a form of passive investing that consists in archive the same return as a market index. Usually, it consist in purchasing shares of an index funds. Index funds are mutual funds that mimic the composition of a market index, like the S&P 500 or the Dow Jones Industrial.

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Crude Oil

Crude oil can be classified mainly according to it’s density and according to it’s sulfur content.

The density measures how compact or concentrated the crude oil is. A light crude oil has a lower density and a heavy crude oil has a larger density. Light crude oil has relatively lower costs of extraction and refining. Gasoline and diesel fuel are cheaply produced from light crude oil.